Sep 9. 2005

Four Easy Steps for Retirement Planning

It doesn't matter how old you are, how much money you make, or how close or far away you are to retirement, you need to prepare financially for your future. The question is where to start.

It is always advisable to seek the counsel of a financial professional. An NEA Valuebuilder® financial counselor is a trusted source for retirement planning guidance. But there are a few things you can do on your own. The NEA Member Benefits Web Site is a great place to begin. You can find a wealth of information including retirement planning calculators and articles on a variety of financial subjects.

The NEA Valuebuilder page of the Web Site has a new four-step process that shows you how the NEA Valuebuilder Program can help you meet the retirement needs of you and your family.
Just Visit Here to see how it works. You&'ll find four buttons to move you through the process:

  1. Learn about the program
  2. Choose a product
  3. Determine your risk tolerance
  4. Choose your investments

The first step gives you a complete overview of the NEA Valuebuilder Program and its provider, Security Benefit. Under “Choose a product,” you can look at the specific benefits of variable annuities, mutual funds or a 457 program. The third step is a quick and easy quiz to help determine what kind of investor you are. It will be automatically scored and provide you with your risk profile and a sample investment mix.

Now it's time to move to “Choose your investments,” where you'll find the investment options available to you in the NEA Valuebuilder Program. This is a good time to take the final step and contact an NEA Valuebuilder financial counselor. Together you can start building your personal retirement program.

Visit the Web Site today or call toll-free, 1-800-NEA-VALU, to contact a representative in your area.

You should consider the investment objectives, risks, and charges and expenses of the mutual funds and/or variable annuities under the NEA Valuebuilder Program carefully before investing. You may obtain a prospectus that contains this and other information regarding the mutual funds and/or variable annuities by calling our National Service Center at 1-800-888-2461. You should read the prospectus carefully before investing. Investing in mutual funds and/or variable annuities involves risk and there is no guarantee of investment results.

Security Distributors, Inc. makes available retirement plan products under the NEA Valuebuilder Program. NEA and its subsidiaries are not affiliated with Security Benefit and are not registered broker-dealers. All securities brokerage services are performed exclusively by your sales representative’s broker-dealer.

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